自我国在确立了以公有制为主体、多种所有制共同发展的社会主义市场经济制度后,国家对小企业一直保持着鼓励、支持和引导的态度。借此契机,我国的中小企业得到了迅速发展,不仅为我国经济增添了活力,同时也为我国GDP增长和税收作出了贡献。现今,中小企业已经成为我国经济增长、就业扩大、结构优化以及新技术推动的重要力量。但是,中小企业在发展过程中也面临着诸多问题,其中直接决定着企业发展壮大的就是中小企业的融资问题。这个问题受到市场 Since our country established the socialist market economy that takes public ownership as the mainstay and various ownership as its common development, our country has always maintained its attitude of encouraging, supporting and guiding small-sized enterprises. With this opportunity, China’s SMEs have witnessed rapid development, which has not only added vitality to China’s economy but also contributed to China’s GDP growth and tax revenue. Nowadays, SMEs have become an important force in China’s economic growth, employment expansion, structural optimization and the promotion of new technologies. However, SMEs also face many problems in the development process, which directly determines the development and growth of SMEs is the financing of SMEs. This problem is the market