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格式合同具有提高交易效率、节约交易成本等积极作用,但也可能借助有悖于自由和公平原则的霸王条款损害市场竞争,侵害消费者合法权益。经营者的逐利性和优势地位、交易双方之间的信息不对称等因素构成了霸王条款得以产生的根源和基础。为有效规制霸王条款,切实维护市场竞争,保护消费者合法权益,应充分发挥立法、司法、行政、社会监督和教育等各种规制措施的积极作用,实现系统覆盖、重点突破。
Format contracts have the positive effect of improving transaction efficiency and saving transaction costs, but may also undermine the market competition and violate the legitimate rights and interests of consumers with the help of overlord terms that run counter to the principles of freedom and fairness. The profitability and superiority of the operators, as well as the asymmetric information between the two parties constitute the root and foundation of the overlord clause. In order to effectively regulate overlord clauses, effectively safeguard market competition and protect the legitimate rights and interests of consumers, we should give full play to the active role of legislative, judicial, administrative, social supervision and education and other regulatory measures to achieve systematic coverage and major breakthroughs.