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新常态下农发行实现存款新发展,需立足自身业务和政策优势,加快存款组织机制创新、管理创新、市场创新、产品创新,开拓存款业务“蓝海”。一、利率市场化对存款组织的影响分析2015年10月23日央行宣布放开商业银行和农村合作金融机构等存款利率上限,标志着我国利率市场化基本完成,利率市场化进入新的阶段。截至2015年9月末,农发行全系统存款突破8000亿元,达到8059亿元,已成为全行第二大资金来源,占付息负债总
Under the new normal, ADBC needs to realize the new development of deposit by taking advantage of its own business and policies to speed up the development of deposit organizational mechanism, management innovation, market innovation and product innovation, and develop the “Blue Ocean” deposit business. I. Analysis on the Impact of Interest Rate Marketization on Deposit Organizations On October 23, 2015, the PBOC announced that the easing of deposit interest rates such as commercial banks and rural cooperative financial institutions will mark the completion of marketization of interest rates in our country and the marketization of interest rates will enter a new phase. As of the end of September 2015, the total system deposit of China Development Bank has exceeded 800 billion yuan to 805.9 billion yuan and has become the second largest source of funding for the Bank, accounting for the total interest-bearing debts