基本情况张先生今年30岁,妻子29岁,两个人都在私营企业上班,丈夫是企业中层领导,妻子则是一名普通职员。有一个3岁的女儿,下半年上幼儿园了。张先生年收入10万元,妻子年收入8万元。单位提供日常车辆使用费用,目前家庭月支出只有3000元。两个人都有单位上缴的五险一金。 Basic conditions Mr. Zhang is 30 years old and his wife is 29 years old. Both work in the private sector. The husband is the middle leader of the enterprise and his wife is an ordinary staff member. There is a 3-year-old daughter in kindergarten in the second half of the year. Mr. Zhang has an annual income of 100,000 yuan and his wife’s annual income of 80,000 yuan. Unit to provide daily vehicle usage costs, the current monthly family expenses only 3,000 yuan. Two people have a unit paid five insurance one gold.