“调整号列车”疾速驶过的同时,房贷市场的紧缩之势正在各地快意蔓延。加息周期下,利率五度上扬,五年期及以上基准利率更是定格在7.05%的历史高位,破七之说,成为购房者谈论房贷话题时最真实的无奈。与此同时,不少购房者发现,房贷申请的难度正在悄然递增,过往一个月即可以办理成功的房贷, “Adjustment Train ” speeding through the same time, the mortgage market tightening trend is spreading around the country. Rate hike cycle, the interest rate rose five degrees, five-year benchmark rate and above is set at a record high of 7.05%, breaking the seven that became the real buyers talk about real estate topics the most helpless. At the same time, many home buyers found that the difficulty of mortgage applications is quietly increasing in the past month that can handle successful mortgages,