银行应从目的、客户、行业、区域和授信方案五个角度,来评估并购贷款的风险。近年来,中国企业已成为跨国并购市场的主角,海外并购贷款也随之成为商业银行新的业务增长点。但相比于传统银行贷款业务,海外并购往往蕴含着较高的风险,给商业银行带来了更大的挑战。本文分别从目的、客户、行业、区域、授信方案和合规性五个角度来说明如何控制其中的风险。角度一:并购目的一是防范不良目的项目。对于不良目的海外并购项目要高度注意,如关 Banks should assess the risk of M & A loans from the five perspectives of purpose, client, industry, region and credit scheme. In recent years, Chinese enterprises have become the protagonists in the M & A market and overseas M & A loans have become new business growth points for commercial banks. However, compared with the traditional bank loan business, overseas mergers and acquisitions often contain a higher risk, giving commercial banks more challenges. This article shows how to control the risks in terms of purpose, customer, industry, region, credit scheme and compliance. A point of view: First, the purpose of mergers and acquisitions to prevent bad purpose of the project. For the unintended purpose of overseas M & A projects should pay great attention, such as customs