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随着我国经济的发展,商业银行的理财产品逐渐丰富,各种面向大众的理财产品逐渐得到人们的认可。但是由于我国的商业银行理财产品种类丰富,理财有关的法律制度并不十分健全,导致理财产品存在一定的法律风险,这给大众理财带来了众多的不便之处。本文主要是对当前我国商业银行理财产品的法律风险进行分析,并就商业银行理财产品法律风险的防范提出合理的建议。
With the economic development of our country, the wealth management products of commercial banks are gradually enriched, and various wealth management products for the general public have been gradually recognized by people. However, due to the rich variety of wealth management products in China’s commercial banks, the legal system of wealth management is not very sound, resulting in some legal risks to the wealth management products. This brings many inconveniences to the public. This article mainly analyzes the legal risks of the wealth management products of commercial banks in our country and puts forward reasonable suggestions on how to prevent the legal risks of the wealth management products of commercial banks.