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城乡居民大病保险的基本政策,是对疾病费用高的患者提高补偿比例。在绝大多数地区,大病保险的资金来自基本医疗保险基金,并将其交给商业健康保险公司,按照“保本微利”的原则来运作。法理问题大病保险将一个医疗花费高的住院人次,分解成了两个部分,一部分是基本医疗保险,在政府的经办机构报销,另一部分是超过基本医疗保险
The basic policy of urban and rural residents for serious illness insurance is to increase the compensation rate for patients with high cost of disease. In the vast majority of regions, the funds for major illness insurance come from the basic medical insurance fund and are given to commercial health insurance companies to operate in accordance with the principle of “low interest coverage”. Legal issues Major illness insurance will be a high medical costs of hospitalization, broken down into two parts, one part is the basic medical insurance, reimbursed by the government agencies, the other part is more than the basic medical insurance