吴某是从事服装加工的个体工商户,拥有价值60万元的服装加工机器设备。2003年1月份,吴某向信用社贷款50万元建一幢别墅,并以该60万元的机器设备作为贷款抵押担保。2003年2月,吴某与另一个股东共同成立一家服饰有限公司,该公司的注册资本为80万元,其中吴某出资60万元,另一个股东 Wu Mou is engaged in garment processing of individual industrial and commercial households, with a value of 60 million garment processing machinery and equipment. In January 2003, Wu made a loan of 500,000 yuan from a credit cooperative to build a villa, and secured the loan with a loan of 600,000 yuan. February 2003, Wu and another shareholder jointly set up a Clothing Co., Ltd, the company’s registered capital of 800,000 yuan, of which Wu invested 600,000 yuan, the other shareholders