解决中小企业融资难问题历来是一个世界性难题。在我国,中小企业也一直深受融资难的困扰。今年“两会”上,代表、委员们关注度最集中、讨论最热烈的也是中小企业融资难的问题。近日,央行和银监会联合下发了《中国人民银行中国银行业监督管理委员会关于进一步加强信贷结构调整促进国民 Solving the financing problem of SMEs has always been a worldwide problem. In our country, SMEs have also been deeply troubled by financing difficulties. This year “two sessions ”, delegates, members of the most concerned about the most heated discussion is also a small and medium-sized financial problems. Recently, the Central Bank and the China Banking Regulatory Commission jointly issued the "People’s Bank of China China Banking Regulatory Commission on Further Strengthening the credit structure adjustment to promote nationals