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近几年,互联网金融风起云涌,给传统商业银行带来了不小的冲击。面对挑战,商业银行不跟风、不盲从,冷静思考,沉着应对,积极转变思维,推进渠道转型,不断改变自身的服务形式和内涵,布局互联网金融和移动金融发展策略,在更好地满足了客户需求的同时,坚持安全、规范和稳健地发展。在本期专题中,几家商业银行的相关负责人阐述了本行在金融创新方面的思考和实践,理清了传统银行与互联网金融公司各自的优势和重点发展领域,并基于银行的特殊属性和监管要求,确立了稳健经营的发展理念和方向,
In recent years, the surging Internet finance has brought a lot of impact to the traditional commercial banks. Faced with the challenges, commercial banks do not follow the trend, do not blindly follow, calmly think and calmly deal with, and actively change their thinking, promote the transformation of channels, constantly change their service forms and connotations, and lay out strategies for Internet finance and mobile finance to better meet the needs of While customer needs, adhere to the safe, standardized and steady development. In this issue, the heads of several commercial banks elaborated on the Bank’s thinking and practice in financial innovation, clarified the respective advantages and key development areas of traditional banks and Internet finance companies, and based on the special attributes of banks And regulatory requirements, established a sound management concept and direction of development,