越来越多的家长重视给孩子送保险礼物。我们建议,家长首先应该为孩子安排好基本社会医疗保险,然后可以购买商业保险,其中最应优先配置少儿重疾和少儿意外险。少儿重疾险有备无患现代社会,空气污染、水质污染、装修污染、频频发生的食品质量安全问题,使孩子们正在发育的稚嫩身体罹患疾病的风险在不断增加。有关资料显示,我国每年15岁以下小儿恶性肿瘤发病数为25000例,发生率近年以每5年5%的速度上 More and more parents attach importance to giving children insurance gift. We suggest that parents should first arrange basic social health insurance for their children and then purchase commercial insurance, of which priority should be given to children with critical illness and child accident insurance. Children with critical illness insurance are prepared for modern society, air pollution, water pollution, renovation pollution, frequent occurrence of food quality and safety issues, so that children are developing young patients with the risk of diseases is increasing. Relevant data show that the annual incidence of malignant tumors in children under the age of 15 in our country is 25,000 cases, the incidence in recent years at a rate of 5% every 5 years