当前中小企业已经成为我国国民经济最主要的增长点,并且为财政收入增长和解决城镇居民的就业问题做出了重要的贡献。但是由于我国计划经济时代遗留下来的问题,我国的中小企业所能获得的金融支持并非与其地位相称,在金融危机下更是出现了中小企业的倒闭狂潮。融资难长期困扰着我国的中小企业并严重地阻碍其发展。笔者分析了中小企业的融资现状,并提出了缓解的对策。 At present, small and medium-sized enterprises have become the most important growth point of our country’s national economy and have made important contributions to the growth of fiscal revenue and the employment of urban residents. However, due to the problems left over from the era of China’s planned economy, the financial support that small and medium-sized enterprises in our country can obtain is not commensurate with their status. Even under the financial crisis, there was a frenzy of bankruptcy in small and medium-sized enterprises. Difficulties in financing have long plagued SMEs in our country and have seriously hindered their development. The author analyzes the financing of SMEs, and put forward measures to ease.