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全国性商业车险市场化改革大幕即将开启,车险费率改革最近又获得实质性进展。中国保险行业协会已经对商业车险产品费率市场化改革展开调研。此次车险费率改革允许部分保险公司自行制定费率,推动机动车辆保险产品创新的动力因素主要来自:保险产品创新的需求因素、保险市场的竞争因素、制度变革对保险产品创新因素、信息技术突飞猛进是这个时代引起商业模式变革最重要的技术推动因素等。
The national commercial auto insurance marketization reform curtain is about to start, and auto insurance rate reform has made substantive progress recently. China Insurance Association has launched a market-based reform of commercial auto insurance product rates. The reform of auto insurance rate allows some insurance companies to set their own rates. The main driving forces to promote the innovation of motor vehicle insurance products come from the following factors: the demand for innovation in insurance products, the competitive factors in insurance market, the innovation of insurance products, the innovation of information technology Rapid growth is the most important technological driver for changing business models in this era.