互联网经济借助于网络科技的飞跃,改写了传统商业规则,也加剧了市场竞争,从而催生了更具竞争力的新一代商业模式;而互联网金融,正是新商业模式在传统金融行业升级换代的反映。互联网金融正在冲击着传统金融业的既有格局,这对中小金融企业来说,既是挑战,也是机遇,中小金融企业只有主动拥抱互联网金融,才能在这个剧烈变化的时代生存下来,才能实现“弯道超车”。 With the leap in network technology, the Internet economy rewrote the traditional business rules and exacerbated market competition, resulting in a new generation of more competitive business models. Internet finance is exactly what the new business model has been upgrading in the traditional financial industry reflect. Internet finance is striking the existing pattern of the traditional financial industry, which is both a challenge and an opportunity for small and medium-sized financial enterprises. Small and medium-sized financial enterprises can embrace Internet finance only before they can survive this era of dramatic changes, Corner overtaking ".