附营业务是粮棉油企业的主要业务之一,其信贷资金占用量可与收购业务相匹敌,且发展势头强劲。但目前对附营业务尚无具体的管理办法,影响了附营业务的健康发展和信贷管理。本文就如何改进和加强附营业务信贷管理谈点看法。一、正确界定和认识附营业务从国家收购政策出发,主营业务是粮棉油收购、储备、调销和加工等,此外的业务都称附营业务。附营业务有如下基本特点:一是经营的非政策性。由企业根据自身条件,自主经营,自担风险,自负盈亏。二是经营范围的广泛性。有与政策性业务关系密切的食品、饲料、油料加工,也有与政策性业务没有直接关系的各类业务。 Auxiliary business is one of the main business of grain and cotton oil enterprises, its credit funds can take up the acquisition of business and rival, and strong momentum of development. However, there is currently no specific management measure for the affiliated business, affecting the healthy development of the affiliated business and credit management. This article on how to improve and strengthen the management of supplementary business talk about credit management. First, the correct definition and understanding of ancillary business Procurement from the state policy, the main business is the acquisition of grain, cotton, storage, marketing and processing, and other business are known as the annex business. Attached to the business has the following basic characteristics: First, non-policy management. By the enterprises according to their own conditions, self-employed, own risk, self-financing. Second, the scope of business is extensive. There are various types of businesses that are not directly related to policy businesses, such as food, feed and oil processing, which are closely related to the policy business.