生育保险制度的完善与否将直接关系到当前社会的安定和谐与未来全民小康社会的发展,作为上层建筑对国家的经济发展也具有相应的反作用,这些都要求了必须尽早建立完善的生育保险制度,利用合理科学的管理模式避免制度管理上的漏洞。本文将对该制度现存问题进行分析。 The improvement of the maternity insurance system will directly affect the stability and harmony of the current society and the development of a well-to-do society in the future. As a superstructure, it also has a corresponding adverse effect on the economic development of the country. All of these require the establishment of a sound maternity insurance system , The use of reasonable scientific management model to avoid system management loopholes. This article will analyze the existing problems of the system.