在美国,家长们认为让孩子接触钱,了解钱并学会如何合理使用钱,有利于从小培养孩子的经济意识和理财能力,美国家长也因此有了一套独具特色的金钱教育方法。从零花钱的使用开始教孩子使用零花钱是让孩子学会如何预算、节约和自己作出消费决定的重要教育手段。家长尽可能将孩子的零花钱数量控制在与他的同伴大致相当的水平上。至于零花钱的使用,则由孩子全权负责,家长不直接干预。但一旦因孩子使用不当 In the United States, parents think that giving their children access to money, understanding money and learning how to use money wisely will help them to cultivate their children’s economic awareness and financial management skills. Parents in the United States also have a unique method of money education. From the use of pocket money to teach children to spend pocket money is to let children learn how to budget, save and make their own consumer decisions an important educational tool. Parents as much as possible to control the amount of their children’s pocket money with his peers roughly the same level. As for the use of pocket money, it is the sole responsibility of the children, parents do not directly interfere. But once used improperly by children