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一、引言融资性担保机构是通过对中小企业提供信用担保而取得业务收入的专业机构,融资性担保机构主要从事融资担保、履行担保和其他信用担保。目前,专业性融资性担保机构多数主要从事的是融资担保业务,但是由于融资性担保机构实力参差不齐,银行与其合作总是抱着怀疑的态度,监管部门看融资性担保机构也是“雾里看花”。2010年3月8日,国家发改委、工业和信息化部、财政部、商务部、人民银行、工商总局和银监会共
I. Introduction The financing guarantee agency is a specialized agency that earns business income through providing credit guarantee to SMEs. The financing guarantee agency is principally engaged in financing guarantee, performance guarantee and other credit guarantee. At present, the majority of specialized financing guarantee agencies are primarily engaged in financing guarantee business. However, due to the uneven strength of financing guarantee agencies, banks are always skeptical with their cooperation. Regulators also look at financing guarantee agencies as “fog Look at flowers ”. March 8, 2010, the National Development and Reform Commission, Ministry of Industry and Information Technology, Ministry of Finance, Ministry of Commerce, People’s Bank of China, SAIC and the CBRC