近日，美国联邦存款保险公司（ＦＤＣＩ）发表半年分析报告，指出对美国银行业去年上半年商业信贷质量调查表明，美国银行在进行商业信贷方面正面临越来越大的风险。ＦＤＣＩ的总裁多纳在一份声明中说，“我们已经发现了一些重大的风险。银行家们现在应该采取行动，以保证如果 Recently, the Federal Deposit Insurance Corporation (FDCI) released a half-yearly analysis, pointing out that a survey on the quality of commercial credit conducted by U.S. banks in the first half of last year shows that U.S. banks are facing more and more risks in commercial credit. In a statement, FDCI President Donona said, "We have identified some significant risks that bankers should now take to ensure that if