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银行信贷资金财政化的形成及其治理韩杰，钱志刚，李彩霞，李庭祥近年来，银行信贷资金紧张．经营困难，步履维艰。究其原因当然是多方面的，有宏观管理、利率管制、企业效益差等多方面的原因，但银行信贷资产质量下降，使用效益低下不能不说是一个重要的原因，银行信贷资...
Financial Formation and Governance of Bank Credit Funds Han Jie, Qian Zhigang, Li Caixia, Li Tingxiang In recent years, bank credit funds are in short supply. Operating difficulties, struggling. The reasons are of course many, macroeconomic management, interest rate control, poor business efficiency and many other reasons, but the decline in the quality of bank credit assets, the use of low efficiency can not be said is an important reason for bank credit ...