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长期以来,我国的金融立法主要适用城市金融,农村金融的发展则主要依靠国家的政策导向,相关立法多以“指引”、“暂行规定”为主,未能形成完整的法律体系。本文主要围绕农村金融立法开展相关研究:第一部分主要介绍美国、德国和印度等典型国家的农村金融法律制度并分析其对我国农村金融立法的启示;第二部分着重分析我国农村金融立法的现状以及目前存在的主要问题;第三部分针对我国农村金融立法现状提出了相应的立法建议。
For a long time, China’s financial legislation mainly applies to urban finance. The development of rural finance relies mainly on the policy orientation of the country. Relevant legislation mostly focuses on “guidance” and “interim regulations”, and fails to form a complete legal system . The first part mainly introduces the legal system of rural finance in typical countries such as the United States, Germany and India and analyzes its enlightenment to the rural financial legislation in our country. The second part mainly analyzes the current situation of rural financial legislation in our country and analyzes the current situation of rural financial legislation in our country. The main problems that exist at present; the third part puts forward the corresponding legislative suggestions for the status quo of the rural financial legislation in our country.