１９９７年１月,钱某使用辖区内乙信用社出具的金额１万元一年定期存单在甲社质押贷款８０００元,借款期限１０个月。１９９７年１１月底,甲信用社工作人员前往贷款户钱某家收贷,当工作人员千辛万苦找到钱某家时,才知钱某早在２月初就外出打工,至今未归。工作人员便准备以钱某 January 1997, Qianmou use the area B credit cooperatives issued by the amount of 10,000 yuan a year certificates of deposit pledged in a social security loans 8,000 yuan, the loan period of 10 months. At the end of November 1997, a credit union staff member went to the loan homeowner to collect and repay the money. When the staff members worked hard to find the money homeowner, they learned that Qian had not yet returned to work as early as the beginning of February. Staff will be ready to money