论文部分内容阅读
移动金融是指通过移动终端发起,向客户提供各种金融服务解决方案的总称。近年来,随着云计算、大数据、移动支付等新兴技术及“互联网+”思维在金融领域的深入应用,我国移动金融已经进入快速发展时期。移动金融可以极大地提高金融服务效率,进一步拓宽支付服务方式,降低服务成本,提升客户服务能力,更好地促进“普惠金融”战略的实施发展。一、我国移动金融发展现状(一)移动金融服务优势凸显,移动支付业务保持快速增长
Mobile finance refers to the general term for various financial service solutions initiated by mobile terminals and provided to customers. In recent years, with the in-depth application of emerging technologies such as cloud computing, big data and mobile payment and the “Internet +” thinking in the financial field, China’s mobile finance has entered a period of rapid development. Mobile finance can greatly improve the efficiency of financial services, further broaden the payment service, reduce service costs, improve customer service ability and better promote the implementation of the “inclusive finance” strategy. I. Current Situation of Mobile Financial Development in China (I) Highlighting the Advantages of Mobile Financial Services and Rapid Growth of Mobile Payment Business