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收购资金封闭运行,简言之就是收多少粮贷多少款,销多少粮收回多少贷款。其特点:一是收购资金封闭运行必须以农发行为出发点和归流点;二是整个收购资金的运动必须是在农发行的监督控制之下进行;三是收购资金的增值关键在企业的购、销、调、存环节;四是收购资金是政策性很强的专项资金,不同于一般的流动资金贷款。农发行吉林省分行自1994年12月成立以来,始终把收购贷款管理工作作为主体业务,一方面保证了收购资金供应,没有给农民打“白条”。到今年2月末,支持粮食企业累计收购粮食459.7亿公斤,比建行初期增长1.2倍;另一方面,有效地制止了收购资金的挤占挪用。但按国务院领导同志对收购资金封闭运行的要求,还存在很大差距。突出的问题是粮食企业大量亏损,挤占挪用收购资金到农发行挂帐,导致不良贷款比例增大;粮食企业在其它方面挤占挪用收购资金问题也没有从根本上得到解决。产生问题的原因是多方面的,从我省的外部环境来看,主要是粮食销售不
Closure of funds to run the acquisition, in short, is how much to receive grain loans, how much grain sales loan back. Its characteristics: First, the acquisition of funds closed operation must be the starting point for the implementation of agricultural development and reversion points; second is the movement of the acquisition funds must be carried out under the supervision and control of the Agricultural Development Bank; Third, the key value-added of the acquisition of funds in business purchases , Sales, transfer, save links; Fourth, the acquisition of funds is a very strong policy of special funds, different from the general working capital loans. Since the establishment of Agricultural Bank of China Jilin Branch in December 1994, it has always taken the acquisition of loan management as its main business. On the one hand, Jilin Agricultural Bank of China has guaranteed the supply of funds for acquisition and has not given “white bars” to farmers. By the end of February this year, it has supported 459.7 million kilograms of grain purchased cumulatively by grain enterprises, an increase of 1.2 times that of the initial stage of CCB. On the other hand, it has effectively stopped the misappropriation of funds acquired. However, according to the requirements of the leadership of the State Council on the closed operation of acquisition funds, there is still a long way to go. Outstanding problems are the massive losses of grain enterprises, the diversion of misappropriation funds from acquisitions to the Agricultural Development Bank, and the resulting increase in the proportion of non-performing loans. The problem of misappropriation and acquisition of funds by grain enterprises in other areas has not been fundamentally solved yet. There are many reasons for the problems, from the perspective of the external environment of our province, the main is the sale of food is not