近期,几家民营银行披露盈利情况如下:去年3月末开业的民商银行最先实现盈利,在去年末便实现净利润1018万元;同年4月末开业的金城银行仅在今年上半年就实现净利润9800万元。与此形成强烈反差的是纯互联网银行网商银行,网商银行此前披露亏损了7000万。这就引出了一个疑问:模式更轻的互联网银行,为何反而还在亏损? Recently, several private banks disclosed profitability as follows: CMB, which opened its doors in late March last year, was the first to make a profit and achieved a net profit of 10.18 million yuan at the end of last year; Jincheng Bank, which opened in late April of the same year, only realized net profit in the first half of this year Profit 98 million yuan. In sharp contrast with this is a pure Internet banking Internet banking, Internet banking disclosed a loss of 70 million. This leads to a question: the lighter model of Internet banking, why it is still losing money?