一、基金托管人的选定基金在设立之初就必须选定基金托管人。契约型基金的托管人相当于基金的信托人 ,由基金发起人或主要发起人选定。公司型基金的托管人是基金董事会所委托的代管人 ,一般由基金董事会选定。基金托管人必须是由政府主管机关认可的金融机构 ,包括各种商业银行? First, the fund custodian’s selected fund must be selected fund custodian at the beginning of the establishment. The trustee of the contractual fund is the trustee of the fund, selected by the fund’s sponsor or the main sponsor. The custodian of a corporate fund is the custodian entrusted by the fund board and is generally selected by the fund board. Fund custodian must be recognized by the government authorities of financial institutions, including a variety of commercial banks?