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2009年票据市场的发展趋势呈现为“量升价降”的态势,各票据经营主体、经营模式发生变化,经营策略各异,票据市场的信用、利率风险加大。近年来,银行均把商业汇票承兑和贴现业务作为优质业务大力拓展,特别是对资本金相对不充足的中小银行将更多的选择表外项目中的银行承兑业务,进一步扩大了票据市场总量。从2008年10月份开始,各家银行均重新重视票据业务经营。人民银行公布的金融统计数据也证实了银行经营票
In 2009, the development trend of the bill market showed the trend of “increasing the price and decreasing the price”, and the subjects and business models of the bills changed and the business strategies varied. The credit and interest rate risks of the bill market increased. In recent years, banks have greatly expanded commercial bills accepting and discounting businesses as premium businesses. In particular, small and medium-sized banks with relatively insufficient capital funds will make more choices in bank acceptance business in off-balance-sheet projects and further expand the total bill market . From October 2008 onwards, all banks have re-emphasized the bill business. Financial statistics released by the People’s Bank also confirmed the bank’s management vote