如实告知义务是最大诚信原则的重要组成部分。中国保险法对如实告知义务的规定还存在着缺陷和不足,如在如实告知义务主体的范围、如实告知义务的履行时间、如实告知的内容、如实告知义务的免除和违反如实告知义务的法律后果等方面都还有待进一步修改和完善。 Truthful disclosure of the obligation is an important part of the principle of maximum integrity. There are still some flaws and shortcomings in China’s insurance law on the obligation of truthful disclosure, such as the scope of truthful disclosure of obligation, the time of truthful disclosure, the truthful disclosure, the exemption of truthful disclosure of obligation and the legal consequences of violating the obligation of truthful disclosure All have yet to be further revised and improved.