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加强消费信贷政策宣传,促进传统消费观念转变,提高农民对消费金融的认知程度,扩大消费信贷的客户群,为农村消费信货的发展创造良好的市场空间近年来,广东农信积极创新金融产品和服务方式,大力发展农村消费金融,取得了一定成效。截至2016年6月末,辖内农信机构累计发放农户消费贷款余额597.69亿元,较年初增加26.43亿元,增幅为4.63%,较去年同期增加68.67亿元,同比增长12.98%。农户消费贷款占全部农户贷款的42.58%,较年初上升0.78个百分点,较去年同期上升2.42个百分点。
Strengthen consumer credit policy advocacy to promote the transformation of traditional consumer attitudes and improve farmers’ awareness of consumer finance and expand the customer base of consumer credit to create a good market space for the development of rural consumption credit In recent years, Guangdong Rural Credit Innovation and Innovation Finance Products and service methods, vigorously develop rural consumer finance, and achieved some success. As of the end of June 2016, the cumulative rural household credit loans granted by rural credit agencies totaled 59.769 billion yuan, an increase of 2.643 billion yuan or 4.63% from the beginning of the year, an increase of 6.867 billion yuan or 12.98% from the same period of last year. Household consumer loans accounted for 42.58% of all rural households’ loans, up 0.78 percentage points from the beginning of the year and 2.42 percentage points higher than the same period of last year.