论文部分内容阅读
杭州农信推出的养老贷款产品是针对“两低”标准的中老年人而“量身订制”的一款民生类金融产品,该产品主要用于中老年人缴纳一次性基本养老保险费不足部分,凡纳入基本养老保险的具有完全民事行为能力、经人社局审核同意办理一次性缴纳基本养老保险费的各类参保人员原则上都可以获得贷款。该项贷款帮助破解了老年人“老无所依,老无所养”难题。近年,一些农村中老年人由于家庭经济困难、自有资金不足等原因,
Hangzhou Rural Credit Union launched the loan products for the elderly for the “two low ” standard for the elderly and “tailored ” a livelihood financial products, the product is mainly used for the elderly to pay one-time basic In the part of insufficiency of old-age insurance premiums, all kinds of insured persons who have full capacity for civil conduct into the basic old-age insurance and whose basic pension insurance fee is approved by the Bureau of Social Sciences and Social Science Examines and approves the loan can be obtained in principle. The loan helped crack the elderly “old no place, old no support ” problem. In recent years, some rural middle-aged and elderly due to family economic difficulties, lack of funds and other reasons,