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环境保护部和中国保监会联合发布了《关于开展环境污染强制责任保险试点工作的指导意见》,首次正式提出实施环境污染强制责任保险,体现出我国政府对环境污染问题的重视以及我国解决环境问题的紧迫性。文章从经济学角度分析了环境污染责任保险市场中存在的市场失灵问题,作为任意责任保险的环境污染责任保险难以自动实施,需要以强制责任保险的形式来推行环境污染责任保险。
The Ministry of Environmental Protection and the CIRC jointly issued the Guiding Opinions on Piloting Compulsory Liability Insurance for Environmental Pollution and formally put forward the compulsory liability insurance for environmental pollution for the first time. This shows that our government attaches importance to environmental pollution and our country’s solution to environmental problems Urgency. The article analyzes the market failure existing in the liability insurance market of environmental pollution from the economic point of view. It is difficult to implement the responsibility liability insurance as the liability insurance of environmental pollution. It is necessary to implement the liability insurance of environmental pollution in the form of compulsory liability insurance.