目前,在我国的经济和社会生活中,中小企业在活跃市场、吸呐就业、促进技术创新与出口创汇等方面发挥着越来越重要的作用,并已成为我国国民经济中最具活力的新的经济增长点。然而,中小企业融资难的问题一直没有得到很好的解决。因此,如何增强商业银行对中小企业的融资支持是迫切需要解决的问题。 At present, in our country’s economic and social life, SMEs play an increasingly important role in active markets, absorbing employment, promoting technological innovation and export earning foreign exchange, etc., and have become the most dynamic new country in our national economy Economic growth point. However, the problem of SME financing has not been well resolved. Therefore, how to enhance commercial banks’ financing support for SMEs is an urgent problem to be solved.