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2.1万亿元,这是前证监会主席郭树清2011年底透露的全国住房公积金缴存余额。央行手握公积金存贷利率的决定权。缴存人享受贷款利息低于商贷2%的前提是,接受低于正常水平的存款利息。去年6月8日,住建部根据《中国人民银行关于下调金融机构人民币存贷款基准利率和调整存贷款利率浮动区间的通知》,下调个人住房公积金存款利率。当年归集的个人住房公积金存款利率下调0.10个百分点,由0.50%下调至
2.1 trillion yuan, which is the former National Security Fund Guo Shuping disclosed the end of 2011 the balance of deposit funds. Central bank hand deposit and lending interest rate decision. Depositors to enjoy the loan interest lower than 2% of commercial loans on the premise that to accept less than normal deposit interest. On June 8 last year, according to the Notice of the People’s Bank of China on Reducing the Benchmark Interest Rate of Deposits and Loans in Financial Institutions and Adjusting the Floating Interval of Interest Rates of Deposits and Loans, the Ministry of Housing and Urban-Rural Development lowered the interest rate on personal housing accumulation fund deposits. In the same year, the interest rate charged on individual housing provident fund deposits was reduced by 0.10 percentage point from 0.50% to