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近年来我国资产证券化发展迅速,在促进经济发展的同时,也存在一定的隐患。本文分析了资产证券化信贷扩张效应对经济运行的影响,结果表明:在经济不景气时,资产证券化可以为经济运行注入活力,有利于刺激经济增长;但资产证券化信贷扩张效应潜在的威胁是会加剧经济波动,影响宏观经济稳定。最后,本文提出通过合理运用资产证券化信贷扩张效应促进经济增长的政策建议。
In recent years, the rapid development of asset securitization in our country, while promoting economic development, there are also some hidden dangers. This paper analyzes the effect of credit expansion of asset securitization on economic operation. The results show that in the economic downturn, asset securitization can inject vitality into the economy and stimulate economic growth. However, the potential threat of credit expansion of asset securitization It will aggravate economic fluctuations and affect macroeconomic stability. Finally, this paper puts forward some policy recommendations to promote economic growth through the rational use of credit expansion of asset securitization.