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日前,中国保监会副主席冯晓增表示,一些保险公司在销售机动车第三者责任强制保险时,捆绑销售其他险种,违反了投保自愿的原则,损害了投保人的合法权益,这一行为必须加以制止。 目前,机动车辆第三者责任保险是中国第一个以国家立法形式予以强制执行的险种,这一强制保险制度的建立对中国保险业具有深远影响。
Recently, the vice chairman of CIRC, Feng Xiaozeng, said that some insurance companies, when selling motor vehicle third party liability compulsory insurance, bundled and sold other types of insurance in violation of the principle of voluntary insurance and undermined the policyholders’ legitimate rights and interests, and this must be stopped . At present, the third party liability insurance for motor vehicles is the first type of insurance to be enforced in the form of state legislation in China. The establishment of this compulsory insurance system has a profound impact on the insurance industry in China.