《证券日报》9月5日消息,去年下半年,央行等七部门出台新规,禁止房产中介提供“首付贷”。本轮房产调控,禁止“首付贷”的监管态度也被重申。然而,在北京地区,仍有房产中介违规协助提供首付贷。为了掩人耳目,还引入了合作的担保公司,并假借“信用贷”“消费贷”之名活跃在二手房交易市场。点评:之所以要制止首付贷,是因为这种完全由金融杠杆撬动的住房炒作蕴含 “Securities Daily” September 5 news, the second half of last year, the central bank and other seven departments issued a new regulation prohibiting real estate agents to provide “down payment loans.” The current round of regulation of real estate, prohibit “down payment loans,” the regulatory attitude has also been reiterated. However, in Beijing, there are still real estate agency irregularities to help provide down payment loans. In order to deceive the public, but also the introduction of a cooperative guarantee company, and under the guise of “credit ” “consumer credit ” in the name of active in second-hand housing market. Comments: The reason why we must stop the down payment of loans, because this is completely leveraged by the financial leverage of housing speculation contains