论文部分内容阅读
随着中国经济的逐步发展,社会对理财的需求越来越热,理财的渠道也越来越广。保险作为理财渠道之一,有其不可替代的理财优势,尤其是风险转嫁的理财功能,是其它理财方式所无可比拟的。而当下,保险也似乎成为一种时尚,诸多境内外资金不断涉“险”,国内保险公司设立频繁,保险律师、保险代理人、公估人等中介乐此不疲。正基于保险的这种繁荣景象,社会宜用法律的眼睛审慎对待保险理财。本文所谓保险理财的法律步骤并非法定的步骤,而是笔者作为一个法律人的希冀,希望给广大保险理财人做一个参考。
With the gradual development of China’s economy, the demand for wealth management in the society is getting hotter and the channels for financial management are becoming wider and wider. As one of the channels of financial management, insurance has its irreplaceable financial advantages, especially the financial functions of risk transfer, which are unmatched by other financial management methods. At the moment, insurance also seems to be a kind of fashion. Many domestic and overseas funds are constantly involved in “insurance”. Domestic insurance companies are set up frequently. Insurance intermediaries, insurance agents and public appraisers are always bored. Based on this prosperous situation of insurance, societies should use the law’s eyes to be cautious about insurance management. The so-called insurance wealth management legal steps are not statutory steps, but I hope as a legal person, I hope to make a reference to the general insurance financiers.