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随着我国商业银行的不断发展壮大,其设备更新换代更为频繁,为此消耗的财务资源占比居高不下,这与现阶段我国商业银行在设备采购过程中过分看重一次购买价格,较少考虑设备购置后期维护、耗材支持费用等现状密不可分。本文以商业银行办公类设备采购为案例,引入设备全生命周期费用方法,构建直观数学模型,简明计算出最优结果。通过全生命周期理论在我国商业银行设备采购中论证,适合商业银行在设备采购过程中广泛使用,对我国商业银行设备采购具有参考借鉴意义。
As China’s commercial banks continue to grow and develop, their equipment replacement is more frequent, and the proportion of financial resources consumed by them is still at a high level. This is in contrast to the fact that commercial banks in our country pay too much attention to the purchase price once they purchase equipment. Consider the late acquisition of equipment maintenance, supplies support costs and other status are inseparable. In this paper, commercial bank office equipment procurement as a case, the introduction of equipment life-cycle cost method to build an intuitive mathematical model, concise calculate the optimal results. Through the whole life cycle theory in China’s commercial bank equipment procurement demonstration, suitable for commercial banks in the process of purchasing equipment widely used for China’s commercial bank equipment procurement reference for reference.