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补偿原则是海上保险法的基本原则。与普通保险法相比,补偿原则在海上保险中具有不完美性的特点。补偿原则派生出保险利益原则、代位求偿权、推定全损、委付以及吞并原则等一系列重要制度,这些制度决定了海上保险法的基本特征。补偿原则在当代新发展的实质是要加强对被保险人利益的保护。
The principle of compensation is the basic principle of marine insurance law. Compared with the general insurance law, the principle of compensation is imperfect in maritime insurance. The principle of compensation derives a series of important systems such as the principle of insurance benefits, the right of subrogation, the assumption of total loss, the principle of paying and annexing, and these systems determine the basic characteristics of the Maritime Insurance Law. The essence of the compensation principle in the new development of the present era is to strengthen the protection of the interests of the insured.