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贫困地区经济以农业经济为主导,自然灾害对农业的发展影响巨大,国家出台农业保险政策,对农业的发展起到非常重要的促进作用。但由于贫困地区财政困难,地方对农业保险的重要性认识不够,国家对农业保险的规定不完善等因素,制约了农业保险事业的发展。建议国家尽快完善相关制度,改变县级财政补贴保费办法,促进农业保险事业健康发展,加快解决贫困地区的经济状况。
The economy in the impoverished areas is dominated by the agricultural economy. Natural disasters have a huge impact on the development of agriculture. The introduction of the agricultural insurance policies by the state has played a very important role in promoting the development of agriculture. However, due to financial difficulties in poor areas, local governments do not know enough about the importance of agricultural insurance and the state regulations on agricultural insurance are not perfect, which restricts the development of agricultural insurance. It is suggested that the state should improve the relevant system as soon as possible, change the method of county subsidies for financial subsidies, promote the healthy development of agricultural insurance and speed up the resolution of the economic conditions in poor areas.