化解呆滞贷款为向商业银行转化创造条件刘润喜国有专业银行如何在新的环境中应付自如，在竞争中求生存求发展，已是过渡时期亟待解决的问题。多年来，国有企业需要的流动资金完全靠银行贷款解决，从而滋生了企业吃银行信贷大锅饭的弊端，导致专业银行信贷资产的低质量和经... Resolving sluggish loans to create conditions for the transformation of commercial banks Liu Runxi How state-owned banks can cope easily in the new environment and seek survival and development in the competition has become an urgent issue to be solved in the transitional period. Over the years, the liquidity needed by state-owned enterprises has been completely solved by bank lending, thereby breaching the drawbacks of enterprises eating bank loans, resulting in the low quality of credit assets of specialized banks and ...