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1940年代前期,国民政府先后公布《非常时期管理银行暂行办法》、《管理银行抵押放款办法》及《管理银行信用放款办法》等法规,连同战前颁布的《储蓄银行法》,构成战时国民政府管制银行业务的主要法规。本文以未刊档案为主,并运用已刊档案、期刊等材料,通过对战时重庆银行公会既遵行上述国民政府财政部金融法规,又对上述法规存款、信用放款与抵押放款比重、资金运用法规诸多具体条文、条款提出异议的梳理,揭示出重庆银行公会通过不断往复的商榷、交涉,督促政府当局调整、修改,这不仅使战时金融制度不断完善,且为稳定金融秩序,保障战时经济安全作出了重要贡献,而且有助于大后方的金融现代化建设,在有利于战时银行业经营安全及大后方经济发展的同时,更有助于从经济层面增强抗战实力。
In the early 1940s, the Kuomintang government successively promulgated the “Provisional Measures on the Administration of Banks in the Unfair Period,” the Measures for the Management of Mortgage Loans in Banks and the Measures for the Administration of Credit Loans of Banks, together with the “Saving Bank Law” promulgated before the war, The main laws governing the banking business of the government. This article uses archives as the basis, and uses the archives, periodicals and other materials already published. Through the consideration of the Chongqing Banking Association in the wartime, it not only complied with the financial laws and regulations of the Ministry of Finance of the Kuomintang government, but also made prominence to the above laws and regulations on deposits, credit loans and mortgage loans, Specific articles and articles disagree with each other, revealing that the Chongqing Bankers Association constantly negotiates, negotiates and supervises the government to adjust and modify it. This not only improves the financial system during the war, but also stabilizes the financial order and guarantees economic security in wartime Has made important contributions and contributed to the financial modernization at the rear of the Great Hall of the People. It is also conducive to enhancing the anti-Japanese war’s strength economically while also contributing to the operational safety of the banking industry in wartime and the economic development in the rear area.