论文部分内容阅读
随着全球人口老龄化的加剧和人口长寿风险的增强,世界各国的公共养老金体系普遍面临日益严重的支付压力,制度的偿付能力和持续发展面临巨大挑战。但实践中,对于如何评估公共养老金体系的偿付能力还没有形成全球一致性的原则与方法,我国在这些方面的理论研究与实践经验基本上处于空白状态。本文将在文献学习和国际经验对比分析的基础上,对国际上两种代表性的公共养老金体系偿付能力评估模型进行评析,以期为我国基本养老保险偿付能力评估系统的建立提供参考。
With the aging of the global population and the increasing risk of longevity, the public pension system in various countries in the world is facing increasing pressure to pay. The solvency and sustainable development of the system are facing great challenges. However, in practice, there are still no principles and methods of how to assess the solvency of the public pension system in the world. Our theoretical research and practical experience in these fields are basically in a blank state. Based on the comparative study of literature study and international experience, this essay reviews the evaluation models of two representative public pension system in the world in order to provide reference for the establishment of the evaluation system of the basic pension insurance solvency in China.