交强险经过3年多的实践,制度与司法实践层面的不足已经成为制约交强险长足发展的重要因素,亟需完善。交强险实施3年多来,制度与司法实践层面的不足已经成为制约交强险长足发展的重要因素。为了了解目前交强险开展情况,2009年10月,中国保监会、人保财险分别派代表,随同交强险专家委员会赴上海、江苏等地进行调研。期间,先后走访了当地的行业主 After more than three years’ experience in compulsory insurance, the insufficiency of system and judicial practice has become an important factor that restricts the rapid development of compulsory insurance and needs improvement. Over the past three years since the implementation of strong insurance, the inadequacies of the system and judicial practice have become the important factors restricting the rapid development of strong insurance. In order to understand the present conditions for the delivery of QHD, in October 2009, CIRC and PICC Property and Casualty were sent representatives respectively, accompanied by expert committees to pay strong insurance to go to Shanghai and Jiangsu for research. During the visit to the local industry leader