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动产担保是现代担保交易制度的核心。由于社会财富结构的变化,动产在经济生活的作用日益重要。传统担保物权制度主要是以不动产为重心展开的,因此,无法适应经济成长之现实需求。为应对经济发展对动产担保的需求,许多国家和地区进行制度改革,其中的得与失是值得我们思考的。我国现行法在动产担保方面的突出缺失之一,乃对动产担保之客体限制过多,影响了动产担保交易的发展。因此,立法应当改变对动产担保之客体范围,采取开放的态度,以有利于企业成长和经济发展。
Movable guaranty is the core of the modern secured transaction system. As the structure of social wealth changes, the role of movable property in economic life is increasingly important. The traditional security interest system is mainly focused on real estate as the focus, therefore, can not meet the actual needs of economic growth. In response to the economic development of movable property guarantee needs, many countries and regions to carry out the system reform, the gains and losses is worth our consideration. One of the prominent deficiencies of China’s current law on movable property guarantee is that it restricts too much the object of movable property guarantee and affects the development of movable property guarantee transaction. Therefore, legislation should change the scope of the object of movable property guarantee and adopt an open attitude so as to be conducive to the growth of enterprises and economic development.