当前,我国农产品目标价格保险还未在全国范围内全面开展,文章阐述了现阶段我国农产品目标价格保险实施进程中遇到的现实困境,主要体现在目标价格保险供需不足、政府财政负担重、目标价格与保险期确定不完善等现实困境。最后针对现实困境对我国推广目标价格保险提出了一些建议。 At present, the target price insurance of agricultural products in our country has not been fully carried out throughout the country. The article describes the current difficulties in the implementation of the target price insurance of agricultural products in our country at this stage, which is mainly reflected in the insufficiency of supply and demand of target price insurance, Price and insurance period to determine imperfections and other practical difficulties. Finally, according to the real predicament, we put forward some suggestions to our country to promote the target price insurance.