我国新型农村社会养老保险制度试点实施四年多以来,作为“新农保”建设的重要主体,在一些试点县市,农民的参保率特别是主动参保率并不高。只有充分把握农民的现实心理需求、参与行为及其对该制度的满意度,才能为进一步优化政策提供现实依据,才可能是有效果和可持续的。 Since the pilot implementation of the new-type rural social endowment insurance system in China for more than four years, as an important part of the construction of “new agricultural insurance”, in some pilot counties and cities, the participation rate of peasants, especially active voluntary insurance, is not high. Only by fully grasping the actual psychological needs of peasants, participating behaviors and their satisfaction with the system can we provide a realistic basis for further optimizing our policies so that they can be effective and sustainable.