在我国,中小企业在国民经济发展中发挥着重要的作用,目前全国中小企业约占企业总数的99%,它们提供了全国70%以上的就业岗位,实现了50%以上的生产总值。然而,中小企业在经营中却普遍面对着融资难的问题,其能够享用到银行信贷不到40%,尽管国家已出台专门针对中小企业上市融资的创业板块,但是对绝大多数中小企业而言,上市融资仍是一条漫长的道路,因此中小企业对资产证券化重启的呼声越来越高。 In our country, SMEs play an important role in the development of the national economy. Currently, SMEs account for about 99% of the total number of enterprises in the country. They provide more than 70% of the employment in the country and achieve a GDP of over 50%. However, SMEs are generally faced with financing difficulties in their business, which can enjoy less than 40% of bank credit, although the country has introduced a GEM-specific listing and financing for SMEs, but for the vast majority of SMEs and Say, listing and financing is still a long way, so the voice of the small and medium-sized enterprises to restart asset securitization is getting higher and higher.