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2013年10月,广东省东莞市根据《关于开展城乡居民大病保险工作的指导意见》(以下简称《指导意见》)等文件有关要求,正式实施重大疾病医疗保险(下称“大病保险”)制度。《指导意见》对大病保险的制度建设有一个总体要求,但在实现城乡一体化、多层次的东莞医疗保险体系基础上,实施大病保险,会遇到一系列具体难题,一是在已有的多层次医疗保险体系框架内,增加大病保险,如何衔接,如何准确定位;二是《指导意见》实施对象是
In October 2013, Dongguan City, Guangdong Province formally implemented the major disease medical insurance (hereinafter referred to as the “serious illness insurance”) according to the relevant requirements of the “Guiding Opinions on Carrying Out the Great Illness Insurance Work for Urban and Rural Residents” (hereinafter referred to as “Guiding Opinions”), )system. The Guiding Opinions have an overall requirement on the system construction of the major illness insurance. However, on the basis of the integration of urban and rural areas and the multi-level Dongguan medical insurance system, implementation of the serious illness insurance will encounter a series of specific problems. First, In the framework of multi-level medical insurance system, it is necessary to increase the serious illness insurance, how to link and how to accurately locate it. Second, the implementation target of the “Guiding Opinions” is